To Purchase or Not To Purchase Rental Car Insurance, That is the Question

Ben Galbreath

You’re standing at the rental car counter and they inevitably ask the question that makes you second-guess your response, “Do you want to purchase insurance coverage for your rental?” You’re probably thinking, “Why do I need to purchase their insurance when I already have auto coverage? But if I don’t accept it, am I leaving myself exposed if I’m in an accident or the car is stolen?” The answer is, it depends. Do you carry collision and comprehensive coverages on your own car? Is this rental for personal or business reasons? How much are you willing to pay out-of-pocket if your policy doesn’t cover the damage? Your answers will guide the type of rental insurance coverage you really need.

What does the rental car insurance cover?

Purchasing the rental car insurance coverage from the rental car company can be costly, although an easier claims process, in the event of a loss. The insurance can be $30+ dollars a day after adding on all the different coverages the rental car company offers, e.g.  Enterprise Rent-A-Car: Damage Waiver for $19.99 to $25.99 per day, Personal Accident Insurance for $12.00 per day, and Supplemental Liability Protection $13.80 per day. By purchasing this coverage, the rental car company is essentially waiving its right to make you legally liable for loss or damage to the car while it’s in your possession, regardless of fault (with a few exceptions).

When you are considering renting a vehicle for a personal trip, your personal auto insurance will kick in, but to what amount? You will need to contact your insurance agent to review your policy. If you only have liability coverage on your personal auto(s), your insurance will not cover for physical damage of the rented vehicle. To cover the physical damage on the rental vehicle, you will need to have Comprehensive and Collision coverage on at least one of your owned vehicles. This will save you money when renting a car.

Loss of Use charges

One big problem for rental car coverage is called “loss of use.” Rental car companies can charge you after damage has occurred to the rental vehicle while it is not in service. They will charge you per day while the vehicle sits in a tow yard, at the body shop or while the claim is being settled by your carrier. This process could become very costly due to the negotiations between the rental car company and your insurance company. Insurance companies vary on how they evaluate this coverage. Be sure to speak with your insurance professional to see what your personal auto coverage will handle.

Check with your credit card company

Do your due diligence by calling your credit card company to see if any coverage is provided. Many do, although it seems credit cards are offering this perk less and less these days. The extent of coverage will likely vary from card to card so be sure you understand what they’re offering, or not. For example, your credit card may provide collision damage waiver coverage for the physical damage of a rented vehicle. In the U.S., it is secondary coverage, but the credit card company will pay for the deductible, then your personal auto coverage would step in for the rest if loss of use is charged. For international rentals, the credit card company may cover the rental car due to a collision loss for first dollar coverage (a type of insurance policy with no deductible where the insurer assumes payment once an insurable event occurs).

Rental car insurance for a business trip

If you are renting a vehicle for a business trip, there are many different factors that come into play. You will need to consult with your independent agent on how coverage will apply to the damage of the vehicle. “Hired auto coverage” will cover your liability for any damages you incur to the other party’s vehicle, but this will not cover the vehicle you have rented. It’s in your best interest to notify your agent about your business trip so they can review your coverage and make sure Hired Auto and Hired Car physical damage is included in the policy. In this instance, it would be advisable to use your company credit card and rent it in the company’s name. This is what triggers the business policy.

Generally speaking, if you’re renting a car and driving a long distance, the rental car company’s coverage may be the way to go. If something were to happen, you can simply call the rental car company, they deliver another vehicle and you’re on your way. This avoids the extra step of calling your insurance company, credit card company or any other outside companies to cover the rental car. On the flip side, if you’re going to drive the car locally wherever you are, personal coverage and/or your credit card company’s coverage should be sufficient, but as always, check with your agent first.

Questions about rental car insurance coverage? Contact Wallace & Turner at (937) 324-8492 or info@wtins.com.

Super Bowl Parties and Social-Host Liability Laws – P.J. Miller Discusses Homeowner Insurance Coverage with InsuranceQuotes

Throwing a party on Super Bowl Sunday is one of America’s most enduring social traditions. According to a report from Statista, it is the second-largest day for food and alcohol consumption behind Thanksgiving. But what happens when your partygoers have a little too much fun? The combination of food, alcohol, and fan passion can sometimes lead to unintended calamities, which can include everything from damaged personal possessions to drunk-driving accidents. In addition to knowing the legal ins and outs of throwing a Super Bowl party, hosts should also know what their insurance may or may not cover in the event of an accident, either in the home or after someone leaves.

What about accidents caused by those who are legally allowed to drink alcohol? In an interview with InsuranceQuotes, Partner P.J. Miller said this is where things “get a little stickier.”

“The first thing a host needs to check are his or her homeowner insurance liability limits, which typically fall between $100,000 and $300,000, although I would strongly urge all homeowners to carry $500,000 at a minimum,” he commented. “After considering the value of your home and other assets, consider increasing the liability limit well before hosting a large event like a Super Bowl party.

What’s more, homeowners can also purchase an umbrella policy, which offers additional financial protection if the host maxes out his or her standard liability limit.

“Homeowner policies—and hopefully the personal umbrella that you have—should provide ‘Host Liquor Liability,’ which means you didn’t sell the beer to your guests, you merely provided it,” said Miller. “Keep in mind that gross negligence can not only be an insurance claim, it can also carry with it some civil and criminal implications. A personal umbrella policy would offer broader coverage and would also give you coverage for renting a location to hold a party where the homeowner’s policy coverage would be very limited.”

Of course, there are myriad non-alcohol-related accidents that may arise before, during, or after a Super Bowl party, in which case Miller says a typical homeowner policy should provide adequate coverage.

“For example, someone might trip and fall on an icy sidewalk leading to your house, guests might choke on food, or there might be fights between guests resulting in broken items. Typically, homeowner policies offer some protection for these types of non-alcohol induced accidents, but you might want to carefully review your policy just to be sure.”

He added: “None of this should scare you off from hosting a party, but be sure to review your homeowner’s policy to understand what it will and will not cover in the instance of an accident.”

Read the full article at InsuranceQuotes.

Questions about your insurance liability when hosting a party? Contact Wallace & Turner at (937) 324-8492 or info@wtins.com.

Hosting a Super Bowl Party? Understand the Xs and Os of Your Home Insurance First

Ben Galbreath

One of the biggest sporting events in the world is around the corner…naturally we’re talking about the Super Bowl. Whether your team is playing or not, chances are, you are either hosting or attending a party for the big game. While Super Bowl festivities are typically all fun and games, as an independent insurance agent, we have been conditioned to look for possible problems within every event to evaluate any potential loss and protect the assets you have worked so hard to build.

Potential Accidents at Super Bowl Parties

If you are planning to host a party, there are myriad potential accidents and occurrences that you need to keep in mind beyond your checklist of ordering pizzas, picking up ice and putting out plenty of chairs. For example: trip and falls on an icy sidewalk leading to your house, guests choking on food, fights between guests, pet bites, broken items, guests’ missing personal property. And probably the biggest item to think about is alcohol intake – are you providing an unlimited amount of alcohol? When should you cut-off guests and how can you ensure they’re taking a cab or Uber? What if they fall while intoxicated? You may be liable for any of these situations, and unfortunately, when it comes to friends and family, the loss usually gets nasty and harder to resolve; it also depends on the severity of the event.

Insurance Policies That Can Protect You

Typically, homeowner policies might offer some protection for the non-alcohol induced accidents mentioned above, but when it comes to the injuries, accidents of a non-motorized variety or the motorized kind, then things get a little stickier. Allowing someone to leave “after a few” is the misconception that it’s okay because, “they’re not drunk” (Note current advertising efforts: “Buzzed driving is drunk driving.”)  Now you’ve put yourself in the same position of your favorite bartender, meaning, “How do I get this friend out of here, safely and politely?”  And you thought the Super Bowl was going to be fun and relaxing!

Homeowner policies (and hopefully the Personal Umbrella that you have) should provide “Host Liquor Liability,” meaning you didn’t sell the beer to your guests, you merely provided it. While designed for this very situation, keep in mind that gross negligence can not only be an insurance claim, it can also carry with it some civil and criminal implications. A Personal Umbrella policy would offer broader coverage and would also give you coverage for renting a location to hold a party where the homeowner’s policy coverage would be very limited.

Generally speaking, as the host, your liability is fairly broad when it comes to your exposure. If things transpire into a lawsuit, your coverage would respond depending on how the lawsuit was written. You will need to notify your insurance company as soon as you receive the paperwork, and to trigger your liability coverage, attorneys will need to be involved. Liability coverage could respond in the event of being served with a lawsuit and/or you are found liable for the loss within the limitation of coverage. The cost is paying an attorney to defend you. The attorneys are usually provided by your insurance company if coverage is going to respond.

In the event of a medical visit to the hospital from an event on your premium, medical payments could come into play to help the guest with their medical bills.

Take Precautions Before Your Super Bowl Party

The above shouldn’t scare you off from hosting a Super Bowl party, but be sure to review your homeowners policy to understand what will/will not be covered in the instance of an accident. It’s also a good idea to take precautions such as locking up your valuables, keeping pets in a separate room, hiring a bartender, offering to let guests stay over and/or calling for cabs and Ubers.

Questions about your homeowner’s insurance? Contact Wallace & Turner at (937) 324-8492 or info@wtins.com.

Vote Now! 2020 Bad Art by Good People

The Champaign County Arts Council “Bad Art by Good People” fundraiser features non-artist celebrities competing to create a work of art and campaigning for the public's votes for their artwork. Producer Myles Trempe contributed a painting to the competition and Wallace & Turner is serving as a sponsor of the event.

The ninth annual event will be held 6-10 pm on February 28, 2020 at VFW BrownRidge Hall. Tickets are $25 and can be purchased below or at the CCAC office.

VOTE HERE. (You may also vote at the CCAC office: 119 Miami St., Urbana, OH 43078)   

BUY TICKETS.

The Champaign County Arts Council brings to the county professionals in every arts discipline, including but not limited to, the visual arts, music, literature, theater, dance, architecture, and specialties in folk, ethnic and minority arts. It arranges concerts, performances, workshops, classes and exhibits for the public including seniors, persons with disabilities and the economically disadvantaged. It develops special school and summer programming for our children, a major focus since its founding.

The organization encourages local artists in all fields, underwrites arts events for community festivals and celebrations, and provides incentives and recognition for arts achievement. It also offers arts management, research and technical help and serves as a clearinghouse for arts information and as a meeting place for community arts planning.

Wallace & Turner Sponsors Slice of Springfield 2020 Fundraiser

Who makes the best pizza in Clark County? Find out at the Slice of Springfield on Thursday, February 6, 2020 from 4:30-7:00 pm at Mother Stewart's Brewery. Wallace & Turner is sponsoring this event which will include sampling pizza from up to eight area pizza shops and voting for your favorite AND raising money for a great cause! The Slice of Springfield fundraiser will donate 100% of proceeds from tickets to help support National Trail Parks and Recreation.

Your $25 ticket includes at least eight squares of pizza and a free drink (soft drink, beer or wine). Tickets purchased through Eventbrite on or before January 24 will receive an additional free drink! Youth tickets (12 & under) will be available for a discounted rate at the door.

Purchase tickets here.

Honored to Represent Westfield Insurance - Awarded #1 in Customer Satisfaction Among Auto Insurers in the North Central Region

Customer care starts with truly caring about our customers. And that is why we are proud to represent Westfield Insurance, ranked #1 in Customer Satisfaction Among Auto Insurers in the North Central Region. Learn more: https://wf.insure/2m9FgLb

Wallace & Turner Proudly Supports the 2020 Springfield Firefighters Ball

Join local firefighters as we celebrate another year of safety and service. On Saturday, February 15, 2020, the Springfield Professional Firefighters Association will sponsor The Firefighters Ball. Bringing back The Firefighters Ball after more than 35 years, it has been an overwhelming success. Wallace & Turner is proud to be a sponsor of the event.

The Firefighters Ball is being held at the Hollenbeck Bayley Conference Center and will include dinner, entertainment by Cleveland Keys Dueling Pianos, DJ Chill and Not So Loud Silent Party, Games of Chance for prizes, and a cash bar all evening. All proceeds from this event will go to local charities and organizations.

Click here to purchase your tickets for the 2020 Springfield Firefighters Ball.

New Year's Resolutions - Protect Yourself in 2020 and Beyond

Happy New Year! It's time to set those resolutions for 2020 and we hope you consider the following to ensure peace of mind throughout the year. Download our app: https://bit.ly/2SHgQ9J

Ben Galbreath Discusses Wind Damage Insurance Coverage

Did you experience damage from high winds? Producer Ben Galbreath takes a look at common occurrences in Springfield, Ohio.

Contact us at 937-324-8492 to discuss coverage for wind damage.

Getting Festive at the Office

Cooper telling Santa he’s been a good boy and deserves toys and treats for Christmas  🎅

Partner Patrick Field and A Christmas Story lamp ⛄️

Celebrating Christmas with On-The-Rise

Wallace & Turner joined On-The-Rise for their annual Christmas party on December 19, 2019. We thank the local Aldi for supplying gifts and being an ongoing support of the organization.

Since 2002, On-The-Rise has served at risk youth throughout Clark County, who have displayed deficiencies in life and social skills, have had academic difficulties, and have displayed behavioral issues. The multi-sensory programs offered at On-The-Rise facilitate extended learning opportunities allowing youth to gain life skills, social skills, and employment skills with the collaboration of many of Springfield’s resources. These programs promote responsibility, compassion, work ethic, and positive self image; but most of all, they give students a chance to succeed.

Wallace & Turner Delivers Gifts to Rocking Horse Community Center

Santa Zach (also known as our Commercial Lines Analyst) heads out to deliver gifts to Rocking Horse Community Health Center. Rocking Horse provides complete health and wellness services to community members. They offer medical, dental, behavioral health, patient advocacy and material assistance to improve the physical, emotional and behavioral well-being of each and every patient.

Wallace & Turner Recognized as a Top Dayton Area Property & Casualty Insurance Agency

Wallace & Turner was again recognized on Dayton Business Journal’s list of top Dayton area property and casualty insurance agencies for 2019.

Click here to view the full list (subscription required).

Don’t Be a Turkey This Thanksgiving: Insurance Tips for a Safe Holiday

Did I put too much salt in the gravy? Will grandma ask me why I’m still not married? Will the Giants beat the Cowboys? These are valid Thanksgiving Day concerns and hopefully the biggest worries you’ll have this coming Thursday. Unfortunately, the holiday can bring up a cornucopia of other troubles, from cooking accidents and injuries, to home and driving safety issues. Below, we’ve outlined a handful of steps you can take to make sure this is one of your most memorable Thanksgivings – for all of the right reasons. 

PREVENTING A FIRE

According to the National Fire Protection Association (NFPA), Thanksgiving is the leading day of the year for home fires involving cooking equipment. Moreover, cooking is the leading cause of reported home fires year-round, accounting for nearly half of all US home fires (48 percent) and reported home fire injuries (45 percent), as well as one-fifth (21 percent) of home fire deaths. These stats are a good reminder to use caution when preparing your Thanksgiving Day feast.

Deep Frying a Turkey

You’re probably not alone if your top question now is, “Can I still prepare that tasty deep-fried turkey?” While it’s not an absolute “no,” you should be aware that turkey fryers can lead to severe burns or other injuries, and even property damage, even if you’re extremely careful. Deep-frying a turkey requires a substantial amount of hot oil which can splash, spill or combust.  

Butterball offers helpful cooking and safety tips whether you’re frying indoors or outdoors. As with any cooking, don’t leave your deep fryer unattended and keep children away from the frying area. Alternatively, NFPA suggests contacting your local grocery store, a specialty food retailer or restaurants that sell deep-fried turkeys so you don’t have to encounter any risk. 

Kitchen Safety

With family and friends going in and out of the house, TV and music volume, and possibly alcohol, it’s easy to be distracted while you’re cooking. Below are a few quick tips for keeping you and your home safe from accidents.

• It’s tempting to try and accomplish other things while food is cooking, especially a turkey that takes hours, but you should check on food frequently and never leave your home while your oven or other cooking appliances are on.

• Make sure you have timers set so food doesn’t burn and potentially set off smoke alarms or worse, cause a fire. Keep the timer next to you so you don’t miss it over loud conversations or other noise.

• Keep your prep space clean and organized. Oven mitts, paper towels and dish towels, food wrappers and other easily combustible items should be kept at least three feet away from heat and flames.

• Don’t wear billowy clothing that could come in contact with heat and flames.

• Confirm that smoke alarms have new batteries and are properly working before you being cooking.

• Avoid cooking if you’re drinking heavily.

It’s always a good idea to check your homeowners or renters insurance coverage if the worst does happen and you experience a fire or related loss.  

AVOIDING CAR ACCIDENTS

Drinking and Driving 

This should be a no-brainer but, don’t drink and drive! According to the Centers for Disease Control and Prevention, drunk driving still causes 28% of all traffic-related deaths in the U.S. If you’re planning on drinking on Thanksgiving (or any day), arrange for a designated driver or call a cab, Uber or another service to get you safely from place to place. Depending on your location, you may be able to call AAA and use their Tipsy Tow service. 

Be mindful of who you hand your keys over to as well. Even if you’re watching your alcohol intake, your family member offering to run up to the grocery store for the missing ingredient may not be as sober as you think. Generally speaking, it’s always a good idea to limit loaning out your car. You may be on the hook as the insured if they get in an accident.

Review Your Auto Insurance Policy Before Hitting the Road

It’s widely reported that the week of Thanksgiving is the busiest travel period of the year, with millions of Americans traveling 50+. This means the likelihood of getting in a car crash increases exponentially. While comprehensive car insurance coverage can’t prevent an accident, it can cover costs for vehicle damage and injuries. If you’re renting a car, determine what your policy will cover or not, and consider rental car insurance if necessary.

While you can’t predict other drivers’ behavior, you can take a few steps to safeguard yourself.

• Give yourself extra time. Weather is often bad this time of year and with additional cars on the road, this is a Thanksgiving recipe for disaster if you’re rushing or stressed to make up for time in snow, rain and ice.

• Secure food and other items. The last thing you want is additional hazards distracting you while driving. Prevent food from sliding around and ensure everything has tight lids.

• Protect your pets. If your furry friends will be traveling with you, use a strapped in harness or other safety belt to keep them in one place. If you have to brake suddenly, this can avoid possible injuries.

• Pack a roadside emergency kit. This is a good idea year-round, but especially in inclement weather and times when AAA or other roadside services may take longer to get to you.

PROTECTING YOUR HOME WHILE YOU’RE AWAY

Unfortunately, the holiday season can see an uptick in home robberies. Thieves know homes are often empty for days at a time and take advantage of this. Here are a few measures to take to keep your home safe while you’re away:

• Keep your travel plans off social media. This can be a tough one since you want to share photos and good times with friends and family, but consider waiting until you’re back in town so the wrong person doesn’t become aware of your absence.

• Put your lights on a timer and use motion detectors for outdoor lights.

• Get a safe for small valuables such as jewelry and family heirlooms.

• Ask a neighbor or friend to keep an eye on your home and pick up any mail so it doesn’t pile up and tip off burglars.

• Arrange for yard service to clear away snow and ice while you’re away so it appears someone is home.

• As an added precaution, invest in an outdoor security camera that you can monitor from anywhere. 

Homeowners insurance such as dwelling coverage and personal property coverage may help recover costs in the instance of a break-in. Hopefully, you’ll never be the victim of a home burglary, but you should be aware of what your homeowners policy covers and be sure to document your home inventory in advance to expedite the claims process.

Questions about home insurance? Contact Wallace & Turner at (937) 324-8492 or info@wtins.com.

Ben Galbreath Selected to Leadership Clark County's 2019-2020 Academy Class

Ben Galbreath

Producer Ben Galbreath is participating in Leadership Clark County's 2019-2020 Academy Class to learn leadership training in a variety of programs and issues important to the surrounding community, including nonprofit & board governance, crime & rehabilitation, economic vitality and more. Leadership Clark County selects up to 35 participants for the Community Leadership Academy held September through March of each year. A volunteer selection committee bases its decisions upon the criteria of an applicant’s leadership potential, and its desire to assemble a class that reflects the diversity of Clark County. After graduation, participants are expected to actively apply the leadership training in the Clark County area through community service volunteer work or by memberships on Clark County area organization boards and committees.

“Since joining Wallace & Turner, Leadership Clark County was highly recommended, and I joined the 2019-2020 class to broaden my knowledge of our great city of Springfield and nearby communities,” commented Ben. “I have already completed four sessions and even though I grew up in Springfield, I have learned so much more about my hometown. It’s exciting to see firsthand all of the work and progress that has been done to continually improve the area for our residents and visitors.”

Learn more about Leadership Clark County here.

7 Car Hacks to Overcome Winter Weather Conditions

Winter weather is officially here which means colder temperatures and the likelihood for snow, sleet and freezing rain. This time of year, it’s especially important to ensure your vehicle is prepared to get you around safely. Most everyone that has lived in a cold climate is familiar with the usual tips for winterizing your car or truck, from checking wiper blades and using an anti-freezing agent for your windshield to installing winter tires and having a safety kit on hand. But there are a few tricks that you may not be aware of that could prevent headaches or get you out of a jam. Below, we’ve rounded up a few DIY vehicle solutions for overcoming winter weather.

1.     Prevent ice build-up with vinegar

Raise your hand if you like scraping your car each morning before work in freezing temperatures. We didn’t think so! Avoid frost and ice from forming by spraying down your windows and windshield with a vinegar-water mixture. Combine three parts vinegar with one part water in a spray bottle and the night before, spray your windows and remove any excess. Vinegar has a lower freezing temperature than water and will help prevent ice. It’s important to note that this is not effective if ice has already formed and probably won’t work as well in extreme conditions, but it’s worth trying and saving yourself a few grueling minutes in the morning.

2.     De-ice with pickle juice

In addition to scraping your car, you’ve likely spent a good amount of time de-icing your driveway and sidewalks with salt. Some states, like New Jersey, are experimenting with a salt alternative – pickle brine. Similar to rock salt, brine can melt ice at temperatures as low as -6°F, according to National Geographic. Pickle juice is also a more environmentally friendly way to de-ice and prewetting pavements can prevent snow and ice build-up. Before you throw out your pickle jar, save the brine for the next snowfall.

3.     Fog-proof your windshield with shaving cream

Winter temperatures are notorious for creating foggy windshields, but what if you could stop it before it happens? Spray shaving cream on the inside of your windshield and then wipe it off with a towel. Why does this work? Shaving cream has many of the same ingredients found in commercial foggers and creates a protective coating on the glass.

4.     Keep headlights clear with car wax

This tip works for any time of year, but especially when you’re trying to keep your headlights clear of snow, slush and road salt. Waxing the lenses will prevent them from fogging up and will repel water. As a bonus, waxing should also restore dull yellowed headlights and protect them from future yellowing. 

5.     Use hand sanitizer to unfreeze a lock

Can’t get your key in the lock in freezing temperatures? Put some hand sanitizer on the key and lock, insert the key and wiggle around to disperse the gel. Hand sanitizers contain alcohol which makes the ice melt. Be sure yours has at least 60% alcohol for it to work. Rubbing alcohol works well too, but hand sanitizer is certainly more convenient to carry around.  

6.     Prevent car doors from freezing shut with cooking spray or WD-40

Water can sneak into the rubber lining of your door jams, particularly if they are dirty or cracked. Try spraying WD-40 or cooking spray on the rubber seals and wipe down with a rag. The lubricant prevents water from melting into the rubber due to the oils in each. Keep in mind both should be used only in a pinch. It’s best to use a silicone spray or rubber conditioner that's intended for car parts as WD-40 can cause the seals to harden over time and wear out.

7.     Get unstuck with a rubber floor mat

Sand, kitty litter or of course, snow tires, will get you unstuck from snow and ice. But if you don’t have any on hand or haven’t taken the time to install proper tires, your floor mat can be of service, too. Grab one of your mats and put the rubber side under the tire. Once you start your car back up and give it a little gas, you should have the grip you need to get moving.  

Questions about auto insurance? Contact Wallace & Turner at (937) 324-8492 or info@wtins.com.

Sources:

https://www.mnn.com/your-home/at-home/stories/hacks-make-winter-easier

https://www.iaofohio.com/7-unusual-tips-to-winterize-your-car-or-truck/

Wallace & Turner Supports Cedarville University Faculty Appreciation Night

Wallace & Turner was proud to support our insured Cedarville University’s Faculty Appreciation Night. We loved seeing them making good use of the t-shirt gun we donated last year!

Historic Downtown Urbana Holiday Open Houses

Urbana office kicked off the holiday season with the Historic Downtown Urbana Holiday Open Houses! 🎄A longtime tradition of the Monument Square District Urbana, the Holiday Open Houses always take place in early November and serves to spark the downtown's seasonal spirit.

Ben Galbreath Elected as Clark‐Shawnee Board of Education Member

Ben Galbreath

On November 5, 2019, Producer Ben Galbreath was elected to serve as a Member of the Board of Education for the Clark‐Shawnee Local School District. His four-year term will commence on January 1, 2020. The Board of Education works to uphold the community's longstanding traditions of academic excellence and fiscal responsibility. 

“My children attend Possum Elementary so it’s important to me to be involved in critical decisions affecting their education,” commented Ben. “I am looking forward to serving my community and growing relationships with the teachers, administration and local homeowners.” 

The Clark-Shawnee School District is located in Clark County, Ohio, serving the communities of Springfield Township, Bethel Township and the city of Springfield. Approximately 2,300 students learn in the schools each day, attending Shawnee High School (9-12), Shawnee Middle School (7-8), or one of the three (K-6) elementary schools, Rockway, Reid and Possum.

Exclusive Teacher Discount on Auto Insurance

Teachers, did you know you could qualify for exclusive savings on your auto insurance through our partner Ohio Mutual Insurance Group? Contact us at (937) 324-8492 or info@WTins.com to learn more.