Halloween Contest 2019

The winners of Wallace & Turner’s Halloween costume were…Hocus Pocus 1st place. Bubble gum machine 2nd. Business man 3rd.

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Wallace & Turner Supports On The Rise Fundraiser "Give a buck to this here cluck!"

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On October 25, Wallace & Turner joined On the Rise in support of their "Give a buck to this here cluck!" fundraiser. Unique chicken banks were placed at local businesses to collect monetary donations with proceeds going to On the Rise. The emptied chicken banks were then auctioned off to the highest bidders at the event which included hayrides, a bonfire, pumpkin painting and more.

Urbana Daily Citizen Reports on New Urbana Office

As published in Urbana Daily Citizen: Wallace & Turner Insurance, Springfield, opened a second location at 113 Scioto St. in Urbana this month. The Chamber of Commerce held a ribbon-cutting at the site, the former Sowles Hotel. Assisting with the welcome were, from left, Vicki Deere-Bunnell, Kara Stephens, Emily Dinnen, Chris Johnston, Laura Londergan, Stephanie Geis, Judy Kirkpatrick, Monica Gibson, Lisa Webb, Jason Heims, Myles Trempe, Patrick Field, Wallace & Turner partner, P.J. Miller, Wallace & Miller partner, Zach Vaughn, Gail Bennington, Lisa Miller, Marcia Bailey, Gary Weaver, Bill Bean and Greg Knight.

Click here to view the article.

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Partners for the Parks Fall Fancy - Wallace & Turner Serves as Premiere Sponsor

Wallace & Turner was the Premiere Sponsor for the Partners for the Parks Fall Fancy on October 19, 2019. The Halloween themed party was held at Snyder Park at the Clubhouse and Gardens & Arboretum. 100% of the proceeds will support the National Trail Parks & Recreation District.

Zach Vaughn Competes in Columbus Marathon

Congratulations to Commercial Lines Analyst/Accounting Assistant, Zach Vaughn, on completing the Columbus Marathon at 11:35:44 am with a time of 04:02:42 and 09:16 min/mile avg pace. (UNOFFICIAL). The event was sponsored by Nationwide Children’s.

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P.J. Miller Discusses Why Businesses Need Inland Marine Insurance Coverage with FitSmallBusiness

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P.J. Miller

P.J. Miller

Inland marine insurance is a type of business insurance that covers products, equipment, and valuable goods as they are transported over land or stored at an off-site location. Unlike commercial property insurance, inland marine covers property while it is away from your main premises. Inland marine can also cover property owned by others that is in your possession. This may include cargo you are transporting, or others’ property being held on your premises.

There is a greater risk for accidents and theft when things are on trucks or trains, and standard business insurance policies don’t automatically include inland marine coverage. This creates a coverage gap for many small businesses that don’t always keep products or equipment in their main business location. 

In the FitSmallBusiness article “Inland Marine Insurance: Cost, Features & Providers,” Partner P.J. Miller discusses common instances in the normal course of business operations in which items are not covered.

“Mailing or shipping through a common carrier (e.g., FedEx, UPS) may or may not be insured through the cargo carrier. If equipment is leased or rented from a supplier, the renter business might need its own coverage on the equipment. If property is damaged while it’s being repaired, whether working on your own property or working on someone else’s property, it’s usually not covered by property or general liability.” 

Read the full article.

Questions about business insurance? Contact Wallace & Turner at (937) 324-8492 or info@wtins.com.

Urbana Office Ribbon-Cutting Ceremony

Wallace & Turner celebrated our Urbana office opening on October 11, 2019 with a ribbon-cutting ceremony in partnership with the Champaign County Chamber of Commerce and Champaign Works. We are thrilled to be part of the community and continue to provide residents with comprehensive, cost-effective insurance coverage, including auto, home, umbrella, business, life & health, and farm and ranch insurance.

Our Urbana office is located at 113 Scioto St. Urbana, Ohio 43078, with Monday-Friday hours from 9 am to 4 pm. Please contact us with any questions or stop by our office.

Second Annual Champaign County Power of the Purse

Wallace & Turner celebrated the second annual Champaign County Power of the Purse at Pretty Prairie Farms on October 10, 2019. Women from across Champaign County came together to raise money to support the Dolly Parton Imagination Library.

The Imagination Library is a partnership between the Dolly Parton Foundation, United Way, local educators, libraries and other sponsors/funders. Children between the ages of newborn to 5 years old can register to be a part of The Imagination Library. Children enrolled will receive a free, age-appropriate book mailed in the child’s name to their home address monthly.

Congratulations to The Women’s Giving Society and United Way of Clark, Champaign & Madison Counties on another successful event!

Wallace & Turner Insurance to Open New Urbana Office

Urbana office front

URBANA, OHIO – Wallace & Turner Insurance, Springfield's largest, locally owned independent insurance agency, has announced the opening of a second location at 113 Scioto St. Urbana, Ohio 43078, the site of the historic Hotel Sowles. A ribbon-cutting ceremony will be held on Friday, October 11th at 12:30 pm in partnership with the Champaign County Chamber of Commerce, and doors will officially open on Monday, October 14th.

“Wallace & Turner has always had a large customer base in Urbana and it continues to grow, so it was a natural decision to open a second location there,” commented partner Patrick Field. “We want to make the insurance process as simple as possible for clients and having a physical presence will make it even more convenient for them to stop in and ask questions or update their policy.”

“The office addition demonstrates Wallace & Turner’s continued commitment to providing the best services we can to our surrounding communities,” said partner P.J. Miller. “Our agency is deeply invested in supporting our clients, their families and businesses, and we look forward to expanding our relationships throughout Urbana.”  

Wallace & Turner has operated locally in Springfield, Ohio since 1870, providing personal and commercial coverage, including auto, home, umbrella, business, life & health, and farm and ranch insurance. As an independent agency, Wallace & Turner works with a range of top-rated carriers which means clients receive comprehensive and cost-effective insurance options tailored to their needs. The agency is a long-standing member of Associated Risk Managers International, Keystone Insurers Group, Trusted Choice, Ohio Insurance Agents Association and Independent Insurance Agents Association, both in Ohio and nationally.  

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WALLACE & TURNER INSURANCE

Springfield Office

Kissell Center
30 Warder Street, Suite 200

Springfield, Ohio 45504

Phone: (937) 324-8492

Urbana Office

113 Scioto Street

Urbana, Ohio 43078

Phone: (937) 652-8492 

www.WTins.com

Rocking Horse Community Health Center Celebrates 20 Years – Wallace & Turner Sponsors Anniversary Event

Rocking Horse Community Health Center 20th Anniversary

Rocking Horse Community Health Center celebrated 20 years of serving the Springfield community with an anniversary event at Hollenbeck Bayley on September 26, 2019. Wallace & Turner was proud to sponsor the celebration and support Rocking Horse’s ongoing mission of creating a caring environment where quality services empower adults and children to improve their physical and emotional health.

Wallace & Turner was also part of the 20th anniversary block party in August, which was held during National Health Center Week and featured a re-blessing of the Center, food trucks, games and giveaways.

About Rocking Horse Community Health Center

Twenty years ago, a dedicated group of Springfield residents embarked on a project focusing on the health care needs for at risk, underserved and uninsured children called the Rally for the Poor. Through this groups vision and dedication, ground was broken in 1998 for a pediatric facility to serve approximately 1,700 children.

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What You Need To Know About Medical Evacuation Coverage Before You Travel – Ben Galbreath Quoted in Forbes

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Ben Galbreath

Ben Galbreath

A medical evacuation plan — or medevac plan — is coverage that handles medical repatriation. Travelers often end up away from home either with insufficient coverage for medical evacuations — or none at all.

A regular travel insurance policy may cover an emergency medical evacuation. That may include an airlift or a medically equipped flights back home. It might also transport you to a hospital of your choice for treatment. Then again, it might not.

Understanding the limits of travel insurance is critical. Among the issues: 

Exclusions for your destination. Some policies exclude specific geographic locations. "Travel insurance can be a waste of money if the coverage does not recognize the destination location," commented Wallace & Turner Producer Ben Galbreath.

Click here to read the full Forbes article.

Questions about travel insurance? Contact Wallace & Turner at (937) 324-8492 or info@wtins.com. 

Win a Trip to Siesta Key! Wallace & Turner Sponsors Comfort Keepers 2019 Alzheimer's Raffle

Wallace & Turner is proud to support Comfort Keepers 2019 Alzheimer’s raffle. Every year Comfort Keepers participates in the Alzheimer’s Association’s Walk to End Alzheimer’s. On a daily basis, Comfort Keepers see clients and their families struggle with the detrimental effects caused by this terrible disease and is dedicated to ending Alzheimer’s.

Enter now through September 27, 2019 for a chance to win an amazing getaway to Siesta Key, Florida and give back to an amazing cause.

http://tinyurl.com/ckendalz 

GRAND PRIZE- SIESTA KEY GETAWAY
Trip Dates November 3rd to 7th 2019
• Roundtrip flight for 2
• Stay at the Tropical Breeze Resort in a private condo (sleeps 4)
• $100 Towards Excursion of your choice
• Couple’s Massage
• Dinner for 2 at Chef Rolf’s
• Welcome Basket worth over $100
• $50 Speedway Gift Card
• $150 worth of lawn care services to care for your lawn while you are away (for winners in the Miami Valley area).

RUNNER UP PRIZES:
2nd Place: $100 City BBQ Gift Card with BBQ Sauce
3rd Place: $50 Speedway Gift Card
4th Place: Dayton Dragon’s Prize Pack
5th Place: Tickets to Great Escape Room
6th Place: Tickets to the Springfield Civic Theatre

 

 

Grab Your Clark County Football Preview Guide at Wallace & Turner!

Grab your High School Football Preview guide sponsored by Mobile Sports Ambassadors at Wallace & Turner! Get up to speed on the local teams in Clark County - player highlights, schedules, coaches reviews for the season and more! Just $5 per booklet, stop by WT's offices at 30 Warder Street, Suite 200

Lisa Miller Becomes Certified as a Nationwide Farm Insurance Agent

Lisa Miller Operations Manager & Commercial Lines Account Manager

Lisa Miller Operations Manager & Commercial Lines Account Manager

Commercial Lines Account Manager & Operations Manager, Lisa Miller, recently completed Nationwide’s Farm Certification which provides in-depth education on farm and ranch operations. As a Farm Certified agent, Lisa has extensive knowledge about farm and ranch risks and exposures, and can protect your property and operations with a tailored policy. Lisa joins Producer Ben Galbreath, who is also certified by Nationwide and has particular expertise in farm insurance. 

As the largest insurer of farms and ranches in the U.S., Nationwide insurance policies offer protection in the following areas:  

  • Home and contents, including detached garages and other personal use buildings

  • Ranch personal property

  • Ranch structures

  • Liability protection

Nationwide can also customize your insurance policy with optional endorsements and coverages, including protection for your vehicles, home, property and livestock. 

As a partner of Nationwide, Wallace & Turner can work with you to develop an insurance policy that ensures the right amount of protection for your agribusiness operations, from small farms and rural acreage, to expanding farms and ranches with commercial exposure. Contact us here or at 937-324-8492 to discuss coverage for your farm or ranch.

Safeguarding Your College Student’s Valuables: On-Campus vs. Off-Campus Insurance

Myles Trempe

Myles Trempe

As your child heads off to college, you’re likely talking to them about being safe and staying aware while living away from home. While personal safety is of utmost importance, you also need to consider protecting their high-value belongings like laptops, jewelry and watches, furniture and bicycles. Did you know that whether your college student lives on-campus or off-campus can determine if your homeowners insurance will cover them in the instance of an accident or theft?

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On-Campus Insurance Coverage

According to the Insurance Information Institute, burglaries constitute approximately 50 percent of all on-campus crimes. There are steps your child can take to prevent theft, but in the unfortunate instance of a burglary, or any other type of loss, you should be aware of what is covered, or not.

Most homeowner policies will extend liability and personal property protection to a student while they live in a campus dorm room – this is considered “off premise” coverage.

Homeowners Insurance extends:

  • Personal Liability – This covers the student if they hurt someone or cause damage to someone else's property. 

  • Medical Payments to Others – If someone is injured in your son or daughter's dorm room. This coverage is typically included along with Liability coverage, but at a lesser amount.

  • Personal Property Coverage – Standard homeowners insurance can pay for repair or replacement of your student’s personal property after a covered claim – theft, fire, vandalism etc.

There are typically limits to the amounts covered in the above, so be sure to review your homeowners policy to avoid any surprises.

Off-Campus Insurance Coverage

Off-campus housing or apartments may or may not be covered under your homeowners insurance policy. If no coverage is provided, a renter's policy is an inexpensive way to have personal liability coverage and protect personal belongings. If your child has a roommate, note that renters insurance will cover his or her possessions and any shared possessions (e.g. furniture) but it will not cover the roommate’s items.  

Regarding car insurance, if your student is leaving their car at home, notify your insurance agent as you may be eligible for a premium discount depending on how far away they move.

Preventing Theft and Damage at College

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Whether your child lives on or off campus at college, there are precautions he or she can take to help prevent losses.

  • Take inventory of valuables – Similar to taking inventory of the possessions in your home for potential insurance claims, it’s a good idea for your student to document the items they’re taking with them. Photos and descriptions will help ensure your claim is settled quickly in the event of a fire, theft or other loss.

  • ID items – Engraving or permanently marking valuables such as laptops and phones makes it less likely thieves will want to steal, and can make it easier for police to track down stolen items.

  • Purchase a small safe – If your child is taking jewelry, watches or other expensive possessions, it’s a good idea to keep these items in a safe, particularly in a dorm room where a roommate may have access to all of their valuables.

  • Lock up valuables on the go – Your child will likely use a backpack to carry around their laptop and expensive school books, and it’s safe to assume they won’t always have an eye on it. A low-cost zipper lock could be an easy deterrent for would be thieves.   

Details and coverages vary so it’s best to consult with your local insurance agent to see how your insurance policy covers your child while away at school. Contact Wallace & Turner here or call us at 937-324-8492 to discuss coverage for your college student and send them off with peace of mind.