Whether you purchase minimum liability auto insurance versus full-coverage insurance may depend on your financial situation, the age and value of your car and the level of risk you’re willing to take. Liability-only will cover damage to the other driver’s vehicle and medical expenses from an accident but won’t pay for repairs to your car or for personal medical expenses.
In an interview with Insurify, Vice President P.J. Miller said, “If you don’t have comprehensive coverage, there is always a risk of having to pay a significant amount out of pocket and/or being sued for injuries and damages.”
Read more about obtaining liability versus full-coverage insurance here.