The “best” homeowners insurance really means finding coverage that fits your particular needs and budget. In an interview with MoneyGeek, Vice President P.J. Miller discussed common mistakes first-time home buyers may make, recommended homeowners insurance endorsements and exclusions that may come as a surprise to buyers.

When asked about exclusions, P.J. said, “Most homeowners are surprised to learn that their standard homeowners' policy does not cover flood insurance. Also, certain dog breeds may be excluded depending on your insurance company and where you live.”

Read the full interview here.

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